金融学专业自我评价 篇1
四年的校园生活，使我自身的综合素质、修养、为人处事能力以及交际能力等都有了质的飞跃;让我懂得了除学习以外的个人处事能力的重要性和交际能力的必要性。
我是财经大学财会金融系的应届毕业生。大学期间，我一直把学习当作自己的首要任务，不仅学习科学理论知识，同时坚持学以致用，注意加强综合素质的培养。我珍惜自己在大学的学习机会，努力把专业知识学得踏实，成绩优秀，连续两年获得学院奖学金。同时也广泛的接触多方面知识，学习更多的丰富的知识，寻找生活、学习、工作的方法。学习如何去踏实、勤奋的做事，学习怎么去感恩地面对生活，学习去和周围的人和谐的相处。
我在担任团支书期间，组织策划了团支部园地的出版，并使支部被评为优秀团支部。组织多次政治学习，策划多次活动如捐款、合唱、晚会等，培养了一定的组织能力。
我在思想上追求进步，热爱集体，尊敬老师，团结同学，性格开朗有主见，做事细致有思路，对人真诚有爱心。培养多方面能力也是我大学期间努力的方向。长期担任校学生会干部等职务，具有较强的组织协调能力，思路清晰，思维敏捷，善于沟通，乐于助人，团队思想浓厚，挑战意识强烈，开拓精神突出，深得老师和同学的好评。
在课余时间，我寻找机会参加社会实践。不仅达到了经济完全独立的目的，丰富了阅历，检验了课堂所学的理论知识，而且对现阶段的社会有了更深层次的了解。
我知道自己除了理论知识之外,我的经验与阅历还尚浅，这些我将在以后的实践工作和学习之中不断提高!由衷地希望贵公司能给我提供这样一个机会，一个平台，我准备好了去融入到这个大家庭中，努力工作，扎实进取，以最饱满的精神迎接挑战，在这个时代使命中，奉献一份力量。
金融学专业自我评价 篇2
我是财经大学金融系金融(含保险)专业07届毕业生，在求学生涯的四年大学学习过程中，经历过失败和挫折，经历过成功与幸福，我孜孜以求，不惜奋斗，而正所谓“一份耕耘，一份收获”，我的付出有了回报。
通过大学四年专业课的学习，能掌握并熟练运用国际金融、货币银行学、中央银行、保险学、财产保险、人寿保险、西方金融理论、金融市场学、金融营销学业、银行会计、商业银行、西方经济学等专业知识和技能，并掌握了计算机初级，中级知识，能熟练运用windows操作系统，熟练掌握internet，能用wps、microsoft word等进行文档编辑及操作，并能运用photoshop等工具软件进行图像设计，掌握了microsoft visual foxpro数据库的制作 。
在学习上刻苦认真，渴望上进，努力学习每一门课程，并通过了国家二级计算机考试，。在实践生活中，我把自己放在现实社会中学习社会知识，参与了很多社会实践活动，极大的丰富了自己的社会知识。
这就是我，一个具有扎实专业基础，较高综合素质，小事细作，大事敢为，率直开朗，谦恭乐为的金融系学生。当然，在学识渊博，阅历丰富的前辈面前，我还只是懵懂的后来者，但在您赐予的人生蓝图和事业空间里，经过勤修苦炼，明天的我也不是庸庸之辈。
金融学专业自我评价 篇3
Adjust the credit structure to promote the circulation of commodities is years under the state council put forward the governance and economic environment and rectify the economic order in the first year, the headquarters of a proposed "total control, adjusting structure, guarantee key, compression, timely adjustment," the general policy of credit, how to put this central task to carry out into our business credit work, we put forward the slogan is: the structure, the insurance market, and promote circulation. The structure of the adjustment is the foundation, the market is the task, the movement is the target. After a year of positive work, the commercial credit structure has been effectively adjusted. At the same time make the city market appeared a good situation of stability and prosperity, to complete the purchase value of 205.48 million yuan, achieve sales of 241.78 million yuan, and profit tax of 6.79 million yuan, has obtained the good economic benefits.
Adjusted the two structure, activate the stock of money this year, the national fiscal and credit policy of the "double tight", its purpose is to reduce the monetary investment, promote the adjustment and optimization of original production elements configuration, so as to control inflation, the purpose of stable development of the economy. The commercial sector is responsible for the return of the currency and prosperity of the market, and how it operates, it is important to stabilize the market and promote economic development. We believe that in the case of monetary tightening, slumped, support business enterprises, improve business efficiency, save the only way out is to activate the stock of capital market, adjust structure of two, to improve the original capital use efficiency, ease the contradiction of supply and demand.
(a) adjust one, two, three types of enterprise loan structure earlier this year, according to the classification of higher government line line standard, we combined with years of our own for "ten" classification line method ", consider countries and support sequences, put forward by the head office for all commercial enterprises are classified, and pursuit of enterprises have made a plan to "increase, flat, decreases", make loans to turnover, the holding point is clear, adjust the work for this year's win the initiative.
To the end of a class of enterprise loan proportion reaches 65.9%, the year rose 4.7%, 2 kinds of enterprises 26.7%, down 2.6% compared with earlier this year, three types of enterprises 7.4%, down 2.1% compared with earlier this year. This shows that the loan structure is optimized by shifting the stock of loans.
Adjust business enterprise capital takes up structure (2) for a long time, because of our city commercial enterprise management level is not high, the flow of improper use of funds, more precipitation funds, unreasonable capital stock performance for three: one is problematic goods, the more the commodity nbre unreasonable; Second, the use of the settlement funds is on the high side, and the internal structure of the total liquidity is unreasonable. Third, there is less capital, and the proportion of total liquidity is not reasonable. Aimed at the three unreasonable, we spend big strength, hard to existing stock structure adjustment, activation of funds in the stock, mainly in the following several aspects:
1, push forward the internal bank, to the management to the money we do a good job of the pilot in years, on the basis of this year inside the have been introduced in all state-owned commercial Banks, perfect the enterprise working capital management mechanism, to reduce the liquidity of run, run, drip, leak, fund use efficiency improved obviously, liaocheng city department, after the big hug in the internal bank funds use decreased significantly, while the benefits increase significantly. Total liquidity this year has been up from last year. At 5%, the increase in purchase, sales, and profit was above 30%, and the turnover of funds increased by 27%. According to the statistics, this year, through the development of internal Banks, the business enterprise has an estimated savings of 4.5 million yuan.
2, we will focus on potential, to dig potential funds for business enterprise capital takes up high, the potential problems, we suggest that the municipal government held a clear potential work three times this year mobilization meeting, formed the potentialities and leadership at all levels' group, and formulated a series of rewards and punishment policy, caused a heavy potentialities and everyone in the city, each to extract the climax of getting bank a chorus of "monologue" for the fact the government, effectively promote the business enterprise development work in the city. To cooperate well off of the enterprise, we also have a "off trilogy" in the third quarter, sending the loan officer 28 people, help enterprises outside the city, city, outside the three level off, clear funds back 317, 5.81 million yuan, was praised by the height of the enterprise.
3, to urge the enterprise complement endowment, to squeeze spending money %, compression of settlement funds of 6.88 million yuan, make the settlement funds of all less liquidity to solve business enterprise own capital, poor ability to resist risk of the problem, we in addition to lending funds flow using interest rate lever to urge enterprise complement endowment, also widely publicity, actively mobilize, guide enterprises to austerity, variable expense funds for business. With our push, we have seven companies that spend $285, 000 on spending to participate in the turnaround. If the regional textile station has put off the building of the dormitory building, the 850,000 yuan will be retained for the replenishment of the current funds. This year, we urge commercial enterprises to invest $1.58 million, six times the annual plan.
Since we carried out the above work, make the city capital takes up the structure of the business enterprise get improved significantly, processing backlog of all kinds of goods totaled 5.95 million yuan, make the goods marketable rate rose from 85% last year to 91 ratio control under 32%.
For the whole year, the total amount of investment in the fund accounted for 1.58 million yuan, up 7.9% from 6.5% at the beginning of the year. By adjusting the structure of the two, and to promote the capital stock of positive corporate investment, accelerate the capital turnover, revitalize the large amounts of money, make capital demand big on the one hand, on the one hand, capital takes up serious unreasonable contradictions. It is the standard of judging the market for the goods to be monitored, whether the commodity is rich and the price is stable. Task of commercial credit is timely and sufficient to put money to acupuncture points, support business sector organizations supply market in time, to avoid market disruption, we take the measures are:
(a) goods queuing and monitoring in order to guarantee market supply, understand what consumer goods is the most sensitive and most need, at the start of the year, we take almost two months time to queue, 300 kinds of consumer goods for the goods from the 97 kinds of best-selling products, 134 kinds of plain pin 69 kinds of commodities and unsalable goods, through the line, found out the market situation, found a job. In order to make the business sector procurement can sufficient supply market, and can prevent the backlog, reduce capital takes up, we focus on the match, soap, milk powder, enamel equipment monitoring, 50 kinds of products such as set up a monitoring card, every ten-day unified into, sales and stock of these goods, the price monitoring analysis, and then to guide commercial enterprises adjust focus.
In April and may, we found a number of businesses with weak matches, market price chaos and timely financial support for department stores. In just seven days, the market matches were abundant and prices fell back to normal levels.
In support of business enterprise management, we also think big, guide enterprises combine recent market and the forward market, combine short-term benefit and long-term benefit, combine enterprise with social benefits, to ensure long-term stability of the market. In June this year, the garlic moss in our city made a big harvest, the price of garlic moss market quickly fell, and the vast majority of farmers were worried about the market and price. We believe that if the price of garlic moss hem is too low, must want to hurt the enthusiasm of farmers, next year's vegetable market certainly be affected, to quickly solve problems, maintain long-term stability of the vegetable market, we suggest that the municipal government held by fiscal, tax, the township, city vegetables companies and other 27 units to participate in the coordination meetings, timely protection lennon and vegetables the interests of the company policies, straighten out the relationship between the various aspects. We timely issue loans of 1 million yuan, support external storage garlic moss greens lai company 1.2 million jins, stabilize the market price quickly, save the market, eliminates the hidden danger for the vegetable basket problem, the city government highly appraise to our work.
(2) pressure group, the state-run, key support state-owned retail enterprises state-owned retail enterprises are facing consumers directly, the enormity of the task for the supply market, control prices, its good or bad matter to the market; However, the collective enterprise management level is low, and the responsibility of protecting the market is not borne by the pursuit of profit.
To this end, we have identified the collective, state, and key support for the distribution of loans to retail companies. This year, loans for six state-owned retail companies rose by 1.5million yuan, while 17 businesses fell 232, 000 yuan. Due to our limited and clear, make state-owned retail enterprises obviously improve the social and economic benefits, complete the purchase, sales and profit is 40.79 million yuan, 67.88 million yuan and 67.88 million yuan, respectively, than the same period last year growth of 25.6%, 31.4%, 29.8%, and cash flow to speed up 7.5% from a year earlier. Attaches great importance to the final review, do a good job in comprehensive reflection to make our business enterprises to achieve substantial economic benefits, maintain liquidity intact, we in the end of spare special personnel to review all the benefit of the business, a total review of false profit is 1.34 million yuan, and promptly take decisive measures to urge the enterprises to adjust the accounts, ensure the authenticity, accuracy of year-end accounts.
This year, we also focus on the comprehensive reflection, to be a good leadership staff, total write economic activity analysis, survey report, project summary, thesis, economic information, such as 249, be employed by relevant departments of the forwarding of up to 169, through writing, the comrades of the service quality have improved obviously.
Fourth, grasp the political and ideological work, and promote the cultivation of clean government this year, we always put the political and ideological work as a important part of the work, we will unswervingly implement the party's line, principles and policies, consciously, firmly resist corruption by bourgeois liberalization trend. To punish corruption and revitalize the party, we are also vigorously promotes the cultivation of clean government, formulate the implementation plan, resolutely do not accept an invitation to dinner, not only, not to borrow readers, honest, and make us a united collective, the fight collective, full of vigor and vitality of the collective.
years passed and the New Year is coming, we are determined to firmly carry out the total square meter of the reorganization of the governance, adjust the credit structure, and innovation achievements, to a new level, promote our city of commodity circulation, for the development of the economy, to contribute to the revitalization of liaocheng.